Privacy Policy

Welcome to

I understand that privacy online is very important to users of my website, especially when conducting business. This statement governs my Privacy Policies with respect to those users of the website who visit without transacting business and those who register to transact business on the website and make use of the various services offered by

Personally Identifiable Information
refers to any information that identifies or can be used to identify, contact, or locate the person to whom such information pertains, including, but not limited to, name, address, phone number, fax number, email address, financial profiles, social security number, and credit card information. Personally Identifiable Information does not include information that is collected anonymously (that is, without identification of the individual user) or demographic information not connected to an identified individual.

What Personally Identifiable Information Is Collected?
I may collect basic user profile information from all of my Visitors.

Third Party Organizations Collecting Information
I do not control how third parties use such information, but I do ask them to disclose how they use personal information provided to them from Visitors. Some of these third parties may be intermediaries that act solely as links in the distribution chain, and do not store, retain, or use the information given to them.

How Does The Site Use Personally Identifiable Information?
I use Personally Identifiable Information to customize this website to make appropriate service offerings. I may email Visitors and Authorized Customers about research or purchase and selling opportunities on the website or information related to the subject matter of the website. I may also use Personally Identifiable Information to contact Visitors and Authorized Customers in response to specific inquiries, or to provide requested information.

With Whom May The Information Be Shared?
Personally Identifiable Information about Authorized Customers may be shared with other Authorized Customers who wish to evaluate potential transactions with other Authorized Customers. I may share aggregated information about my Visitors, including the demographics of my Visitors and Authorized Customers, with my affiliated agencies and third party vendors. I also offer the opportunity to “opt out” of receiving information or being contacted by me or by any agency acting on my behalf.

How Is Personally Identifiable Information Stored?
Personally Identifiable Information collected by is securely stored and is not accessible to third parties except for use as indicated above.

What Choices Are Available To Visitors Regarding Collection, Use And Distribution Of The Information?
Visitors and Authorized Customers may opt out of receiving unsolicited information from or being contacted by me and/or my vendors and affiliated agencies by responding to emails as instructed, or by contacting me at

Are Cookies Used On The Site?
Cookies are used for a variety of reasons. I use Cookies to obtain information about the preferences of my Visitors and the services they select. I also use Cookies for security purposes to protect my Authorized Customers. For example, if an Authorized Customer is logged on and the site is unused for more than 10 minutes, I will automatically log the Authorized Customer off.

How Does Use Login Information? uses login information, including, but not limited to, IP addresses, ISPs, and browser types, to analyze trends, administer the website, track a user’s movement and use, and gather broad demographic information.

What Partners Or Service Providers Have Access To Personally Identifiable Information From Visitors and/or Authorized Customers On The Site? has entered into and will continue to enter into partnerships and other affiliations with a number of vendors. Such vendors may have access to certain Personally Identifiable Information on a need to know basis for evaluating Authorized Customers for service eligibility. My Privacy Policy does not cover their collection or use of this information. Disclosure of Personally Identifiable Information to comply with law. I will disclose Personally Identifiable Information in order to comply with a court order or subpoena or a request from a law enforcement agency to release information. I will also disclose Personally Identifiable Information when reasonably necessary to protect the safety of my Visitors and Authorized Customers.

How Does The Site Keep Personally Identifiable Information Secure?
I audit my security systems and processes on a regular basis. Sensitive information, such as credit card numbers or social security numbers, is protected by encryption protocols, in place to protect information sent over the Internet. While I take commercially reasonable measures to maintain a secure site, electronic communications and databases are subject to errors, tampering and break-ins, and I cannot guarantee or warrant that such events will not take place and I will not be liable to Visitors or Authorized Customers for any such occurrences.

How Can Visitors Correct Any Inaccuracies In Personally Identifiable Information?
Visitors and Authorized Customers may contact me to update Personally Identifiable Information about them or to correct any inaccuracies by emailing me at

Can A Visitor Delete Or Deactivate Personally Identifiable Information Collected By The Site?
I provide Visitors and Authorized Customers with a mechanism to delete/deactivate Personally Identifiable Information from the Site’s database by contacting me at However, because of backups and records of deletions, it may be impossible to delete a Visitor’s entry without retaining some residual information. An individual who requests to have Personally Identifiable Information deactivated will have this information functionally deleted, and I will not sell, transfer, or use Personally Identifiable Information relating to that individual in any way moving forward.

What Happens If The Privacy Policy Changes?
I will let my Visitors and Authorized Customers know about changes to my Privacy Policy by posting such changes on the website. However, if I change the Privacy Policy in a manner that might cause disclosure of Personally Identifiable Information that a Visitor or Authorized Customer has previously requested not be disclosed, I will contact such Visitor or Authorized Customer to allow such Visitor or Authorized Customer to prevent such disclosure.

This website contains affiliate links and other website links. Please note that when you click on one of these links, I may receive a small commission at no extra cost to you and that you are moving to another website. I encourage you to read the privacy statements of these linked sites as their Privacy Policies may differ from mine.